Insurance: Replacement Cost Value (RVC) vs. Actual Cash Value (ACV)

Most homeowners do not think much about their homeowner’s insurance policy after purchasing.  Well, that is until a major storm hits, such as the hailstorm in Jefferson City, Missouri on March 27, 2020. There are two types of policies for your home:  Actual Cash Value and Replacement Cost    To explain the difference, we will … Continued

Follow Up to Deductible Post

Since our last post “My Contractor Wants to Pay my Deductible” we have had many comments and questions from homeowners, therefore this post will cover those topics. Should I share my insurance paperwork with you? Absolutely YES!  Sharing your paperwork simplifies the whole process and helping you to get your home back to pre-storm condition … Continued

My Roofing Contractor Wants to Pay My Deductible

If your home was affected by the hailstorm on March 27, 2020 in Jefferson City, Missouri then you were likely inundated with roofing salespeople trying to earn your business.  Some of those salespeople were honest, local to Jefferson City and have well established business; some however were storm-chasing contractors who may have promised to waive/absorb … Continued

Why Is It Important to Hire a Local Contractor?

If the hailstorm on March 27, 2020 in Jefferson City, Missouri damaged your home you need to act quickly in order to avoid further damage.  One of the first things you need to do is find a local contractor, one has been in business for several years before the storm.  Why is it important you … Continued

QUESTIONS TO ASK AFTER MAJOR STORM

After a major storm, such as the hailstorm on March 27, 2020 in Jefferson City, Missouri many “stormers” will flood the town.  When these stormers come into town one of the first things is they will do is buy a local phone number to seem as if they are a local company.  Instead of asking … Continued

How Clogged Gutters Can Damage Foundations

Cleaning gutters regularly protects your home from damage caused by overflowing water. Cleaning your gutter twice a year can be an annoying task that is not on top of your to-do list.  However, if left untreated clogged gutters can cost thousands of dollars to reverse the damage that is done to your home.  While these … Continued

How Long Will Good Gutters Last?

We only install aluminum gutters, which should never deteriorate. The average aluminum gutter should get at least 20 years.  If they are well maintained then they can last up to 40 years; unless there is damage due to severe weather. What types of gutter options are available? We offer 5-inch, 6-inch, or K-style seamless style … Continued

The Value of Metal Roofing

    It’s no secret that there are many benefits to having a metal roof. They’re built to last, can raise the value of your home, and they simply look great. But, it’s also well known that the price for a metal roof is much higher than traditional roofing products such as asphalt shingles. Is … Continued

How Often Should I Clean My Gutters?

It is crucial to clean your gutter to avoid overflow and clogging.  Gutters that are not properly maintained can tear away from your house, overflow, and damage siding and/or fascia. How often should I clean my gutters? We recommend you clean your gutters every spring and fall to remove debris that can accumulate.  However, it … Continued